Save money from house loan and have a user-friendly saving plan!!

Dear all,

Hi all, I provide financial planning services for individual to improve their basic personal finance management skill.

I am currently a mortgage marketing executive, and etiqa takaful advisor. In future, if I encounter or explore more into financial planning, I would share with all of you, my fellow friends

Currently I provide:-

1) Free Personal Finance Excel Software

2) One on one financial advice

3) Information Board - personal finance information from other websites

Reward yourself, enjoy yourself,

Reduce your loan period and reduce your house installments!

减低屋子贷款利息，减低屋子贷款供期，

奖赏自己，享受人生!!

Don’t think hard, Think smart

You should consider refinancing when you want 您会再换屋子贷款当你：

1.     A better interest rate   减低利息

2.     A lower monthly installment 减低供期

3.     Reduce your loan period for 5 – 10 years 提早供完

4.     To consolidate your debts which are higher interest rates, ie, credit cards or hire purchase 用多余钱还较高利息的负担

5.     Additional funds for renovation or personal use 多余钱

6.     All-in-one account 自流动的户口

7.     Enjoy tax advantages. 免税利益

Want to know more?

pls call Jessica at 012-6361428/ 0172911944 to make appointment,or email at: financialjezz@gmail.com

Or let’s meet up at Puchong J

想了解更多？请联络Jessica 012-6361428/ 0172911944或至电子邮件: financialjezz@gmail.com

我们可在蒲种见面 J

Sincerely,

Jessica Ong,

Financial advisor of mortgage broker and saving plan

屋子贷款和储蓄计划经纪人

Do you agree with me after 30 years later, you are 30 years old older?

The practice of this future Takaful saving plan is:

·        Saving purpose, not investing or pure insurance，

·        Save only for 8 years, your money will roll for another 22 years,

·        flexible, you control your $$  (lapsed and withdrawal without interest charged),

·        Higher interest compared with FD or saving acc (6 – 8%),

·        min RM 100 / mth, 80% profit sharing is belong to you);

·        low risk & stable in long term, (invest in stable fund);

·        protection plan (higher amount of protection),

·        Saving acc for parents and children.

你会同意30年后你是老了30年吗？

这个计划是特别为您的将来设计的，

·        目的是储蓄，而不是投资或普通的保险，

·        只储蓄8年，您的钱会以利流动您接下去生活的22年，

·        可变动，你控制这笔钱，( 暂终止储蓄或急用钱时免利息)

·        比定期利息和普通私人户口更高的利息(6 – 8%)，

·        最少RM 100 每月，80%获利的分享 是您的；

·        在长期时期，是个低冒险性又稳定的储蓄累积，

·        一份高保障的保险，

·        您和您的孩子有个更好的财务户口。

Want to know more?

pls call Jessica at 012-6361428/ 0172911944 to make appointment, or email at: financialjezz@gmail.com

Or let’s meet up at Puchong J

想了解更多？请联络Jessica 012-6361428/ 0172911944或至电子邮件: financialjezz@gmail.com

我们可在蒲种见面 J

Sincerely,

Jessica Ong,

Financial advisor of mortgage broker and saving plan

屋子贷款和储蓄计划经纪人

Etiqa Takaful would be similar with EPF; you need to make a saving habit to have a better and enjoyable life when you are old. By making a habit of saving RM 200 – 300 per mth, they will invest your money into non profit organization, and the profit sharing will be 80 / 20, whereby 80 will be belong to you, 20 is belongs to its company. Besides that, they will provide u a life protection.

The practice of this plan is for saving purpose, it is not investing or pure insurance. If compared with FD or personal saving acc,

This is a flexible, low risk, stable in long term period of time, and additional provide protection plan, and it will gain higher interest compared with FD or saving acc.

pls meet up at ioi mall, puchong if possible.

for frenster, facebook, zorpia, skype, ahmoi -   piggy091385@yahoo.com

for financial inquiries: financialjezz@gmail.com

msn : piggy091385@hotmail.com

personal blog - http://sexyjezz.blogspot.com

30.09.08 - Love…is love or hatred. You will get a partner who will make you love him or her so much, or will be most hatred too, or cause you cried the most. You try your best to convince him/her that you tried your best, but instead he /she will think that you are doing ok only. Everyone wish they have their own desired partner, maybe they just ask for one, den god create out for them based on their own requirement. No one bother to appreciate the gives and takes in such relationship; who cares?

14/10/08 – his ex gf from England called him, they have a chat. After hanging up the call, I asked, “when did you guys keep in touch?” he mentioned last week. Questioning him when did he sms her, he cant recall which day, but it was the night when I was fall asleep, probing further whether he deleted the delivery report, he said yes. Just curiosity and a bit questioning, the lost of trust appeared, but frankly I tell you, I am not hurt at all, jus a bit jealousy, but it is just a normal human reaction if an ex lover call your lover. And do you know what he replied? “I learned all these from you, and you always call your ex bf for chatting.” What he means is, if I do anything, which I also dun even know I had hurt him, any little mistakes or things, he will relate his mistake to mine, and he blame it on me. He will always right. And I am the foolish person who do things wrong, and he learned all the things from me!! What a world, speechless on this caring guy.. speechless..